Luis Cuevas
Prepare Today ~ Protect Tomorrow
Helping Clients Since 2017
Smart Financial Protection
Veteran Owned Agency
As a proud veteran, I bring the same commitment, integrity, and discipline from my military service to serving you. My mission is simple: to work tirelessly to find the best solutions to protect your loved ones, secure your savings, and safeguard your retirement. With a focus on trust and personalized care, I’m here to help you build a stronger, more secure future.
Life Insurance
Life Insurance is a safety net for you and your loved ones. Providing tax-free money so they don't have to drain savings or borrow money.
➡️Term Life
➡️Whole Life
➡️Indexed Universal Life
➡️Final Expense Life
What are the differences? What are living benefits?
Which one is the best option?
Supplement Income Protection
1 in 3 people will be diagnosed with a critical illness.
1 in 4 people will face a disability lasting longer than a year before retirement age.
Unexpected medical expenses and lost income can drain your savings and retirement if not prepared.
➡️Critical Illness Insurance
➡️Disability Insurance
➡️Accident Expense Insurance
Retirement Protection
Secure your retirement with a plan designed to grow your savings safely and efficiently. Whether you're building your retirement nest egg or safeguarding existing funds, this solution offers:
➡️No Stock Market Loss
➡️Zero Fees
➡️Tax-Deferred Growth
➡️Tax-Free Access Option
➡️Lifetime Income Option
Contact me directly at
833-454-3535
Understanding your options is just one conversation away!
F.A.Q
What factors determine the cost of my life insurance policy?
The cost is influenced by several factors including your age, health, lifestyle, the type of insurance, the amount of coverage, and the term length. Smokers or individuals with high-risk occupations or hobbies may face higher premiums.
How do I choose the right type of life insurance for my needs?
Consider your financial obligations, your health, and your financial goals. Term insurance is suitable for those needing coverage for a specific period, while whole or universal life might be better for long-term needs. Request a Free Life Insurance Needs Analysis help tailor the best policy for you.
How is there no market loss in the retirement plan?
Your money is not directly invested in the market. Your retirement savings will earn interest when there is a positive change in the market.
Why are living benefits so important?
1 in 3 people will be diagnosed with cancer. Every 40 seconds someone is experiencing a heart attack or stroke. 1 in 5 people will experience a disability longer than a year before retirement.
Top 2 reason for bankruptcy is Medical Bills and Income Loss.
Living Benefits will provide the cash benefits to help you so you don't need to use savings or borrow money.
Is life insurance through work enough?
While employer-provided life insurance is a valuable benefit, it may not be sufficient to meet all your financial security needs. It often offers a base level of coverage and may not be portable if you change jobs. Employer life insurance should be considered a supplement to your personal life insurance plans.
Is my health insurance enough?
Even the best health insurance plans will have out-of-pocket expenses. Living Benefits may provide the cash needed to protect your savings.
Luis H. Cuevas III
NPN 17893539
Contact
📞 833-454-3535
"As your partner in preparing for financial security, my goal is empowering you with the knowledge and tools to protect your wealth, family, & preserve your retirement."
